In the event of an auto policy cancellation for nonpayment, how many days notice must the insured provide?

In New Jersey, when an auto insurance policy is canceled due to nonpayment of premium, the insurer is required to provide the insured with a notice period of 15 days. This notice gives policyholders the opportunity to remedy the situation by making the required payment to avoid cancellation. The provision of a 15-day notice is particularly important as it aligns with state regulations that aim to protect consumers by ensuring they are adequately informed about impending cancellations and have a fair chance to maintain their coverage. This rule reflects the broader principle in insurance that policyholders should not be left unaware of potential gaps in their coverage due to lack of payment, thus providing a reasonable window to resolve the issue.