Comprehensive Coverage is also known as what type of coverage?

Comprehensive Coverage is commonly referred to as "Other Than Collision Coverage." This distinction is significant because comprehensive coverage protects against damages to a vehicle that are not the result of a collision. This includes incidents such as theft, vandalism, natural disasters, and hitting an animal. By understanding this classification, policyholders can better appreciate the broader protections offered beyond just collision-related events.

In contrast, options like Collision Coverage specifically apply when a vehicle is damaged in an accident, while Property Damage Coverage primarily pertains to damage inflicted on another person’s property, not the insured's vehicle. Additionally, Liability Coverage protects the insured from legal obligations arising from causing injury or damage to others. Thus, recognizing comprehensive coverage as "Other Than Collision Coverage" captures the essence of its purpose in auto insurance policies.